Accept checks and ACH payments

Clover® Check Acceptance enables you to safely process check and ACH payments in whatever way makes sense for your business. Payments are funded electronically and can be guaranteed against chargeback—all at a cost that is typically lower than card acceptance, and with a higher approval rate.

Benefits for Business

Clover Check Acceptance uses leading risk assessment technology and extensive consumer databases to minimize risk upon payment acceptance. And with multiple options like taking payments from your smartphone, website, or Clover® device, you can find the right coverage for your business.

Accept All Payments

Benefits for Business

Key Components include: Check Acceptance In-Person (ECA) converts paper checks to electronic transactions at the point of sale. The Check Acceptance app on Clover enables In-Person (ECA) so you can accept checks with ease and receive funds within 2 banking days. Electronic deposit helps save time and reduce expenses. Check Acceptance Online (ICA) helps you expand your business and maximize online sales. Ability to securely accept check/ACH payments online. Ability to establish pre-arranged recurring payments via merchant’s website. Check Acceptance Mobile App (MCA) enables clients to process checks electronically, virtually anywhere using their smartphone or tablet. All Clover Check Acceptance products offer a warranty that can eliminate fraud costs by having TeleCheck absorb bad check losses, so you don’t have to

Offer payment choice

Allow customers to pay as they please, while improving your cash flow.

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Lower expenses

Pay less than you would with cards, eliminate bank fees and create operational efficiencies.

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Reduce risk

Lessen chargebacks and significantly reduce fraud losses by shifting the responsibility of bad checks to TeleCheck.

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Our Success Stories

Our partners work with us because they believe in the value of our platform.

“Great customer service. I would highly recommend USA Payment Services to any business owner looking for lower processing cost.”

Jenniferb G.


“I had a good experience with USA Payment Services. Highly recommended. They will treat you right and be fair. Look no further than USA Pay!”

Mary O.