POS System Leasing

USA PAY offers affordable and flexible leasing options for full point of sale system purchases. We understand that new businesses have limited cash availability, and sometimes it makes more sense to finance a capital expenditure over several years. Our low interest rate lease-to-own plans provide the flexibility you need to invest in your business without draining your cash balance.

Estimated Monthly Payments

Every business is different and monthly payments are dependent on company-specific factors. Click the link to the right to view our leasing calculator and to find your estimated monthly payment. You can also apply online in a few easy steps.

All leases require the first and last month’s payment, which is due at closing. Exact leasing terms are determined by an individual business’ credit check. Contact us today to learn more.

The Value of Leasing

Leasing provides a great financing option for companies with limited cash flow. Looking at software with monthly payment options? These may sound great, but they still require an upfront hardware purchase and the payments last forever — you never actually own your software. Leasing provides the best of both worlds by eliminating the upfront hardware purchase and by eliminating the perpetual payments. Once your lease is paid off, you own everything and you don’t owe any further monthly payments.

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Benefits for Business

Boost sales

Bring new faces into your business. Even better, offering gift cards to customers may drive them to spend more than the value of the original gift card in your store.

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Engage customers

Make it easy for customers to get and redeem cards right on their phones. Plus, when it’s this easy to gift and redeem, it’ll drive loyalty and foot traffic.

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Reduce fraud

Replace paper certificates with gift cards and decrease the chances of cards being counterfeit, lost or stolen.

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Our Success Stories

Our partners work with us because they believe in the value of our platform.

“Great customer service. I would highly recommend USA Payment Services to any business owner looking for lower processing cost.”

Jenniferb G.


“I had a good experience with USA Payment Services. Highly recommended. They will treat you right and be fair. Look no further than USA Pay!”

Mary O.