Credit Card Processing & Solutions For Small, Mid-sized and Large Business

No matter what type of small business you run, credit card processing is an integral part of your operations. You need simple, secure, and innovative payment solutions to solve for your unique business challenges. USA PAYMENT SERVICES direct back end processing and merchant services offer the functionality and flexibility you need to take your business to the next level.

Choosing the right hardware or point of sale (POS) system is essential for business growth. From restaurants to retail shops to salons, USA PAYMENT SERVICES offers a comprehensive equipment line to help you accept payments anytime, anywhere.

  • Upgrade my payment terminal
  • Take orders & payments on the go
  • Manage my business on one system
  • Increase loyalty & reward customers
  • Understand my customers’ behavior
  • Offer gift cards
  • Take my business online
  • Accept checks without risk
  • Increase payment security
  • Take contactless payments

Loyalty & Rewards

Build your own customer loyalty program with special offers and rewards people will love.

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Clover Station

Manage everything, from making appointments to checking inventory to overseeing employees, on this complete business management point of sale system.

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Clover Mini

Run your business operations more efficiently in one integrated system that scales with your business as it grows.

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Clover Flex

Serve your customers better – whether at the counter, in line, at the table, or on the go – with this all-in-one hand-held POS device.

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Small Business Merchant Services

Credit card processing for small business is just a fraction of what we can offer. Let us help you find the right services to run your operations more efficiently, so you can focus on what matters most.

The world of commerce is changing fast. That’s why we deliver secure global solutions that simplify the connections that make commerce possible—so business owners can grow faster, financial institutions can manage transactions more efficiently and governments can serve their constituents easier than ever before. Whether it’s improving your customer relationships, enhancing your customer loyalty or boosting your bottom line, we make it easier for you to move at the speed of commerce.

Streamline Payment Collection

Your customers shouldn’t have to contact you every time they want to pay for a recurring service. Make it easy for them to set up recurring billing schedules and pay by credit card or bank account automatically.

Clover Go

Take both credit and debit EMV chip or contactless cards securely and reliably using your smartphone or tablet paired with this compact card reader.

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Business Insights

Insights is sales analysis for small business. It harnesses your business’ transaction data to help uncover exciting new opportunities so you can better focus your activities and grow.

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Gift Cards

From “Happy birthday” to “Thank you,” customers love to give gift cards. And people love to get them. With Clover® Gift Cards, you can launch your own mobile gift card program in minutes.

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Growing your business means constantly reaching new customers in new ways. And as customers’ buying habits change, whether it’s shopping online or with a mobile device, you need to keep pace.

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Check Acceptance

Check Payments are funded electronically and can be guaranteed against chargeback—all at a cost that is typically lower than card acceptance, and with a higher approval rate.

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Security is state-of-the-art small business data protection. This dynamic security package safeguards your business and reputation, making sure your hard work pays off.

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Benefits for Business

Security breaches in small business are a big deal. That’s why Clover Security helps to protect your business’s data, your customer’s payment information and reduces liability in the event of a breach.

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Our Success Stories

Our merchant partners believe in the value of our superior service and savings.

“Great customer service. I would highly recommend USA Payment Services to any business owner looking for lower processing cost.”

Jenniferb G.


“I had a good experience with USA Payment Services. Highly recommended. They will treat you right and be fair. Look no further than USA Pay!”

Mary O.