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USA PAY, a true friend in the business!

Accept payments anywhere

Low Credit Card Processing Rates


Accept All Payment Types

Accept all the ways to pay, including credit, debit, gift and chip cards as well as NFC payments like Apple Pay. Grow your business with the right partner.

Accept Payments Anywhere

Our comprehensive direct back end solutions enable you to accept payments anywhere anytime in the store, on the road and online.

Easy Setup & Fast Deposits

USA PAY direct back end deposit solutions make it fast and easy to get set up, accept payments and receive fast deposits in your bank account.

USA PAY. A Partner You Can Trust

The payment service to beat all other services! USA PAY brings the savings, services, and tools all in one place. A 20+ year merchant partner you can trust.


Ready to grow, improve and secure your business? Here are terminal solutions to support you across all three.

Point of Sale

Sales building, business strengthening and securing solutions to help you grow and improve—safer, more secure.

Online Payments

All the card-not-present solutions you need to accept payments, grow, improve and secure your online business.

Get Started

For more details on USA PAYMENT SERVICES, contact our experts today. We look forward to helping you soon.

News & Alerts

Insights, shaping your payments world

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Products & Solutions

Improve and secure your business.

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A Friend In The Industry

USA PAY stands out from the crowd when it comes to processing payments for merchant businesses. Founded in 1997, USA PAY processes all payment transactions for small, midsize, and large business, corporations, cities, governments, sports and entertainment, events, and more. USA PAY’s mission is to provide payment services for every merchant, on any device, at any time, increasing savings with integrity of service. USA PAY takes the hassle out payments while providing you the convenience of Payments Anywhere Anytime!

We believe that excellence should be accessible to anyone who wants to find it. That’s why we built USA PAY– to simplify payment processing by providing partnership focused service backed by the integrity of low fixed rate merchant agreements. USA PAY direct back end processing combined with true interchange integrity equals great savings for all merchant industries. USA PAY, a partner you can trust. A true friend in the industry!

Payment Processing Just Got Easier!

The combination of USA PAY and the leading payment tools equals the best of both worlds. Easy and secure payment processing. You tell us how you take payments and we make it happen. Online, E-commerce, Mobile, MOTO, Terminal, POS, Software, Gateway, Wireless, EMV, Contactless. 

Other Processors, Banks, Middle Men structure create an increase in costs.

Partnering with USA PAY direct back end processing solutions, clients post a reduction in costs, while positioning themselves with the newest technology to stay ahead of the curve for the future of payments. USA PAY has maintained a spotless record of performance, reliability, trust, and most importantly integrity throughout its twenty plus years history.

Competitive Edge

  • Partnership 
  • Technology
  •  Security
  •  Tools
  •  Experience 20+Yrs!

Payments Anywhere Anytime

You want convenience and savings. Whatever is on your wish list, we can make that happen for merchants like you. Small, midsize, large businesses and corporations, cities, and governments. We make it our business to serve your business. Retail, Restaurant, Lodging, Grocery, Fuel, B2B, Government, Utilities, Sports, Entertainment, Events, and more. The possibilities are endless!

A Partner You Can Trust

USA PAY merchant credit card processing combines savings, partner based service, and the latest technology and tools to make payments convenient. USA PAY is the partner you can trust. A friend in the business.

More Than One Reason

Research shows merchants rate partnership over savings. We listened and for 20 + years have customized our service to meet business wants and needs for merchants like you. We know you want the latest, secure, convenient payment options. We know your company needs savings and partnership. Payments Anywhere Anytime with a partner you can trust!

Tradition Of Excellence

USA PAY has established a tradition of excellence and un-compromised performance in the electronic transactions industry during its many years of business. USA PAY back end processing partners process billions of transactions for for thousands of merchants nationwide, from family run neighborhood stores to multiple corporate locations that stretch from coast to coast. Small and large merchants, financial institutions, and governments rely on USA PAY for all their processing needs. USA PAY combines the best of a small entrepreneurial boutique company with the size and power of a multi-million- billion dollar corporation. 

With our check verification, Debit, EBT, and ATM companies, we USA PAY direct back end processing solutions control a group of services that few others can match. For merchants dealing with electronic transactions, this means fewer people and more efficiency. USA PAY simplifies your connections for commerce providing the highest level of customer service and the most competitive rates the industry has to offer!